The other type – “defined contribution” (DC) pensions funds are what pretty much everyone in the UK (apart from Government workers) puts their money into for a future pension. For all but government employees (some 5.5 million), these salary-based pensions are almost all now unavailable and therefore the funds are closed to new members. Employers deem them too expensive, hence their closure. There are now two types of pension fund in the UK – the large, legacy funds which support “defined benefit” (DB) pensions offered by UK employers over the past fifty years. The general public expect them to produce reliable high-value pensions for retirement, and the Government also expects them to support British industry and entrepreneurship, and more recently, the green energy transition. Paul Flynn is a chef, restaurateur and contributor to The Irish Times.Much is asked or expected of UK pension funds. Drizzle the dressing over and serve straight away.Flake the smoked mackerel on top of the bubble and squeak. Meanwhile, whisk all the ingredients for the mustard sauce together until it forms an emulsion.You will see it bubble and hear it squeak. When it starts to turn golden, bring it together and mash it down again. Spread out the mixture in the pan, over a medium-high heat. Melt the butter in a non-stick pan and when it is foaming add the mash to the pan.Crush the vegetables and potatoes together with a fork, to make a rough mash.2 fillets of smoked mackerel, skin and bones removed.Leftover cooked vegetables – ie, carrot, peas, turnip, cauliflower, cabbage,.Leftover potatoes, mashed or boiled, enough for two.
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